Gen Z Is Buying, and That Means Savvy Portland Buyers Need to Be Smarter

A recent New York Times article spotlighted a rising trend: Gen Z is starting to buy homes, despite market challenges. While affordability remains a real concern, these younger buyers are finding creative ways to enter the market.

They’re succeeding by:

• Using low-down payment programs such as FHA or HomeReady
• Accepting lifestyle trade-offs to prioritize ownership
• Exploring more affordable markets
• Buying with family support, including co-signers or shared funding
• Choosing homes that need a little vision and work

This approach is smart, not just for Gen Z, but for any buyer navigating today’s market.

What this means for buyers in Portland:

1. Entry-level price points are seeing more competition
2. There’s value in being flexible—location, features, and condition
3. Getting pre-approved with the right loan type matters more than ever

The message is clear: with preparation, creativity, and strategy, it’s still possible to buy a home—even in a high-cost environment. Whether you’re months away from making a move or just beginning to explore your options, let’s put together a plan that works for your timeline and goals.

Read the original article: https://www.nytimes.com/2025/07/10/realestate/gen-z-buying-real-estate.html

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